No money down - 100% financing options available! Fee simple, no HOA! Welcome to your dream home in the heart of St. Johns! This stunning 3-bedroom, 2.1-bathroom residence offers the perfect blend of modern comfort and vibrant neighborhood charm. Just steps away from St. Johns' renowned parks, trendy shops, cozy coffee spots, and delectable restaurants— all within 0.4 miles—you'll enjoy the ultimate convenience and lifestyle. Inside, you'll be greeted by an open-concept floor plan highlighted by expansive windows and lofty ceilings, creating an inviting and airy atmosphere. The chef's kitchen is a true standout, featuring a sleek eat-bar island, custom cabinetry, and gleaming stainless steel appliances—ideal for both everyday meals and entertaining guests. The spacious primary suite provides a serene retreat, complete with a luxurious en-suite bathroom that promises relaxation and pampering. Upstairs, you'll find two additional sizable bedrooms and a well-appointed bathroom, offering ample space. Step outside to your private patio and yard space, perfect for unwinding after a long day. This home seamlessly combines comfort, style, and location—making it a must-see! Don't miss out on this exceptional opportunity to experience all that St. Johns has to offer. (List price is subject to the buyer qualifying for the Portland Housing Bureau - System Development Charge exemption program to promote affordable housing in Portland, call for more info.)