No money down - 100% financing options available! This is not a condo, no HOA! Welcome to this impeccably designed home in the highly sought-after Sellwood Moreland neighborhood, offering a perfect blend of modern style and convenience. With an exceptional 97 BikeScore, you'll enjoy easy access to all the best local spots, including New Seasons, cozy coffee shops, trendy eateries, and the beautiful Westmoreland City Park—ideal for leisurely walks or bike rides. Inside, the open-concept floor plan flows effortlessly, with an abundance of natural light pouring into the spacious living room through soaring ceilings and expansive windows. The living area seamlessly transitions into a chef-inspired kitchen featuring warm cabinetry, a striking backsplash, and gleaming stainless steel appliances—perfect for both everyday living and entertaining. The main level also features a stunning half bath with a bold tile accent wall, adding a touch of elegance to the space. Upstairs, you'll find two generously sized bedrooms, each with its own ensuite bathroom, offering both comfort and privacy. Enjoy the peace of mind new construction offers with a one year builder warranty from a local builder. This home combines stylish design, functional living spaces, and a prime location—don’t miss the opportunity to make it yours! (List price is subject to the buyer qualifying for the Portland Housing Bureau - System Development Charge exemption program to promote affordable housing in Portland, call for more info.)