No money down - 100% financing options available! This is not a condo, no HOA! Welcome to your dream home in the vibrant Richmond neighborhood! This stunning, new residence offers 3 bedrooms, 2.1 bathrooms, and an open concept floor plan flooded with natural light. Soaring ceilings and expansive windows create an airy, spacious atmosphere throughout the home. The chef’s kitchen is a true standout, featuring warm cabinetry, sleek black fixtures, generous eat-bar island, and gleaming stainless steel appliances. The kitchen flows effortlessly into the spacious dining area and living room, perfect for entertaining or everyday relaxation. Step outside through sliding doors to your private, fenced yard with a charming patio—ideal for outdoor dining or enjoying your morning coffee. Upstairs, you’ll find a serene primary suite, two additional bedrooms, and a beautifully appointed bathroom. The home is finished with premium touches, ensuring comfort and style at every turn. Located just steps from the eclectic mix of cafes, trendy restaurants, boutique shopping, and vibrant cultural offerings along SE Division, this home offers the best of both convenience and community. Mt. Tabor Park, with its lush green space and outdoor activities, is less than a mile away. With new construction, a 1-year builder warranty, and meticulous attention to detail, this home offers peace of mind and exceptional quality. Don’t miss the chance to experience the perfect blend of luxury, location, and lifestyle. This Richmond gem is ready to welcome you home! (List price is subject to the buyer qualifying for the Portland Housing Bureau - System Development Charge exemption program to promote affordable housing in Portland, call for more info.)